https://bugs.winehq.org/show_bug.cgi?id=52081
--- Comment #10 from Zebediah Figura z.figura12@gmail.com --- It doesn't really work like that. Wine does in fact have support for directly exposing USB devices, so even if there are no host drivers, Windows programs which want to access the device directly will still work (although you'll probably have to set up permissions on the host side so that Wine can actually open them).
Note also that Wine exposes these devices on the "kernel" level, so that Windows kernel drivers which layer on top of USB devices will still work.
If a bit of software is able to detect a USB device on Windows when using usbip, but doesn't work on Wine when using a host vhci driver, that's probably just because something else in Wine is broken that's preventing the USB device from being enumerated. I'm pretty sure it would fail similarly even if the usbip vchi driver was working.